Introduction Have you been searching to get the pmegp loan scheme explained in simple terms? The Prime Minister’s Employment Generation Programme (PMEGP) is a major government-backed credit-linked subsidy scheme in India. It is designed to help unemployed youth, salaried employees looking to start businesses, and traditional artisans set up their own micro-enterprises in the manufacturing … Read more
Introduction Welcome to BachatBook. If you are looking for a highly reliable way to generate a guaranteed monthly income without risking your family’s hard-earned savings, the Post Office Monthly Income Scheme (POMIS) remains one of the most secure options available in India today. Currently, the [post office mis interest rate 2026] is set at an … Read more
Introduction If you are an ordinary Indian who owns residential property, when you urgently need a large sum of money, you will very likely hear the term “home equity loan” from your financial advisor. The first two questions you are bound to ask are: What exactly is this loan? Will it pose risks to my … Read more
Introduction Welcome to BachatBook. While handling a monthly income can bring about anxiety, smart household budgeting tips are the cornerstone to families in India becoming financially secure. In other words – household financial literacy is the daily work of monitoring your monthly income, managing your daily expenses and allocating resources for the future so you … Read more
Introduction Knowing the tricks to save money on a small salary is among one of the most important financial hacks every Indian middle-class families, students, and young salaried employees should acquire. In simpler terms saving on a low income means controlling your daily spendings, closing the unseen money leaks and focusing on bare necessities not … Read more
Introduction Every year, thousands of Indian middle-class families and students dream of higher education, but financing this dream requires understanding one critical factor: the CIBIL score for education loan approval. In simple terms, a CIBIL score is a three-digit number (ranging from 300 to 900) that tells banks how responsibly you manage borrowed money. For … Read more
Introduction Managing finances in today’s fast-paced world goes beyond just saving money in a bank account; it requires building a strong, trustworthy financial reputation. For many Indian salaried employees and middle-class families, securing a home loan, financing a child’s higher education, or handling sudden medical emergencies depends entirely on one crucial three-digit number: the CIBIL … Read more
Bachat Book is more than just a blog—it’s a movement toward financial independence. We provide well-researched articles and guides on how to save more, spend wisely, and grow your wealth in the digital age. Join us as we explore the best ways to turn your small "Bachat" into big dreams.